Integrity. Results. Committed.
Meet Mr. Credit Doctor
Behind every success story is someone who cares. Eddie LaPonsie, better known as Mr. Credit Doctor, is a seasoned financial wellness consultant with a passion for helping individuals, families, and small business owners take control of their financial futures. With years of experience and a practical, compassionate approach, Mr. Credit Doctor empowers clients to strengthen credit, build wealth, and create lasting financial stability.
His mission is simple yet powerful… to help you repair credit, rebuild confidence, and restore financial stability that will not only change your life, but will impact your family for generations. Whether you’re buying a home, starting a business, or simply ready to breathe again financially, you’re in the right place.
About Us
Your Prescription For Better Credit Health
Take control of your financial future with expert, personalized credit repair and education from Mr. Credit Doctor. We diagnose, treat, and restore your credit health so you can move confidently toward your goals.
His mission is simple — to educate, empower, and guide you toward lasting credit confidence. Whether you’re buying a home, starting a business, or simply ready to breathe again financially, you’re in the right place.
Our Services
No gimmicks. Just real solutions that work.
Like any good doctor, Mr. Credit Doctor takes the time to understand your unique situation. We diagnose credit issues, prescribe the right plan, and guide you step-by-step toward stronger financial health. With proven methods and trusted experience, we make credit repair simple, reliable, and results-driven.
Credit Repair & Restoration
Remove errors, rebuild credit, and regain lasting financial confidence.
Debt Reduction Strategic Plans
Create a clear plan to manage debt and achieve financial freedom.
Personalized Credit Plan
Custom strategies designed around your goals, credit history, and success.
“I’ve got the perfect prescription for your better credit health!”
Mr. Credit Doctor
1-On-1 Credit Coaching
Work directly with an expert for clear, personal credit guidance.
Workshops & Speaking
Inspiring sessions that teach real credit and financial success skills.
Business Credit Coaching
Build strong business credit and unlock new funding opportunities.
Our Process
Your Path to Better Credit Health Starts Here.
We make repairing and rebuilding your credit simple and stress-free. Our proven 3-step process is designed to get you from frustration to financial freedom without confusion or complicated jargon.
1
Make Appointment
Start by booking a free consultation. We’ll review your situation, listen to your goals, and gather the details needed to understand your credit challenges.
2
Have Consultation
During your consultation, Mr. Credit Doctor reviews your credit reports line-by-line, identifies inaccurate or negative items, and creates a personalized action plan for improvement.
3
Get Relief
We go to work disputing errors, guiding you step-by-step, and helping you rebuild your credit profile. You’ll receive progress updates and see real results, because healthy credit means peace of mind.
Client Reviews
Real Steps. Real Support. Real Results.
Every credit story is different, but the goal is the same… financial freedom and peace of mind. These clients took the first step, trusted the process, and experienced real change through Mr. Credit Doctor’s proven credit repair and rebuilding solutions.
Wayne Harrington
Owner, WyaneTheBarber Enterprise, LLC
“Working with Mr. Credit Doctor was a game changer for me and my business. Eddie LaPonsie took the time to teach me practical credit strategies that helped me rebuild my personal credit and position myself to purchase a reliable vehicle. His guidance was clear, honest, and easy to follow. Thanks to his expertise, I now have stronger credit and a better understanding of how to maintain it. I truly appreciate his commitment to helping others achieve financial freedom.”
Vasilios Batsios
Restaurant Owner
“I’ve had the pleasure of working with Eddie (Mr. Credit Doctor) for many years. My wife and I purchased and financed our vehicles with him. We also sent others to him because of his expertise. He is very good at what he does and can help you.”
Willie Johnson
Automotive Sales
“I can’t say enough about Mr. Credit Doctor. After learning how to work on, build and strengthen my credit, I went from a 500 to over a 700 credit score in just under 2 years. It has give me the purchasing power to help provide the needs for me and my family. I 100% recommend Mr. Credit Doctor!”